We lock everything in our lives: cars, homes, offices, even phones. But do you use the luggage locks on your suitcase when you travel? There are actually a number of times when locking your bags is important–and not only before checking them in.From electronics, to jewelry, to clothing, the value of what we pack adds up. Studies show that TSA accepts only about 1/3 of claims made. In other words, if you suffer a loss, you

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